About UK Take Home Pay
A free calculator that shows what you take home after tax, National Insurance, student loan and pension.
Type your salary and see your pay for the year, month, week and day. Add a pension, a student loan or a tax code if you have them. Compare a pay rise to see how much of it you keep.
It covers England, Wales and Northern Ireland, and Scotland, for the 2026/27 tax year. We update the figures each April.
Where the figures come from
Every rate and threshold comes from GOV.UK and HMRC:
- Income tax rates and Personal Allowances
- Income tax in Scotland
- National Insurance rates and categories
- Rates and thresholds for employers 2026 to 2027
- Repaying your student loan
- Pension tax relief
What it does not cover
It is an estimate for a standard employee. It does not cover benefits in kind, self-employment, other income, Marriage Allowance or the Blind Person's Allowance. Your payslip is the final word.
Who is behind it
UK Take Home Pay is made by Nine By Sixteen Ltd, a company registered in England and Wales (company number 16391278). Registered office: Suite RA01, 195-197 Wood Street, London E17 3NU.
Start with the calculator or browse take home pay by salary.